Somewhere around your 65th birthday, the envelopes start arriving, with bright colors, big promises, and phone numbers to call right now. For a decision this important, that's a loud way to meet Medicare, and we'd like to offer a quieter one.

Your enrollment window

Your Initial Enrollment Period lasts seven months. It begins three months before the month you turn 65, includes your birthday month, and runs three months after. That gives you room to learn your options without rushing, and enrolling on time helps you avoid late-enrollment penalties on Part B and Part D that can stay with you for years. If you're still working and covered by an employer plan, the timing can look different, and we're glad to look at your situation with you.

The pieces, in plain English

One common path pairs Original Medicare (Parts A and B) with a Medicare Supplement and a Part D drug plan. Another uses a Medicare Advantage plan (Part C) that bundles coverage together, often with drug coverage included. Each one works differently when it comes to doctors, costs and travel, which is why a conversation tends to help more than a brochure.

What we do for you

Our licensed and certified Medicare specialists start with you, not with a plan. We ask which doctors you see, which prescriptions you take, how you like to spend your time and what you want your budget to look like. Then we explain the options that fit, answer your questions as many times as you need, and help you choose a plan that offers real value and benefits for your life. There's no script and no pressure, and the decision stays yours.

You've waited a long time for this birthday, and we'd be glad to help you get through the Medicare part with confidence. Visit https://mycarepro.net/medicare-2026 to connect with a Medicare specialist, ideally a few months before you turn 65 so there's plenty of time.

We do not offer every plan available in your area. Currently, we represent 11 organizations that offer 47 plans in your area. Please contact Medicare.gov or 1‑800‑MEDICARE to get information on all of your options.